Investment

Confusion over crypto currency!

Clients are now demanding access to their digital assets but are unsure of how to get them, when they will be able to and will brokers be able to sell them. Brokers are aiming to avoid trading straight assets directly, leaving that to specialty shops but instead give advisers access to a selected number of digital and crypto linked funds while waiting for SEC and give the all clear on exchange traded funds that invest into Bitcoin like currencies. However, due to the increase in demand the all clear is taking longer so access to the currency is taking longer. ____________

Property Consulting

£37.7 million postcode property price gap

When it comes to the most and the least expensive properties there is millions of pounds difference at stake. This was calculated through data of sale prices of property across England and Wales. This is because the property estimated value is calculated as an average for the postcode but does not take into account the individual unique features. The issue with this is that properties with extremely high prices stagnate on the market for ages on end. ______________ Which postcode do you think is the most expensive, and the least?

Property Consulting

Scared of buying properties? Few tips to help you!

According to a recent study, there has not been a drop in the number of Britons buying properties abroad post- Brexit. However, there are a few things expats should look out for. One should focus on identifying the location that will suit you the best (considering all factors) and what kind of property you would want as due to the pandemic Britons are prioritising houses with outdoor space. Setting a realistic budget as other factors will impact the overall cost. Keeping in mind currency conversion is a must! For reference, Spain is considered to be one of the most popular

Investment

Is the 60/40 ratio for portfolio’s still applicable?

The portfolio ratio meant that, 60 percent of funds are put into equity and 40 percent are allocated to a fixed - income portfolio. However, the standing and forecasted market future is making it less likely that this mixture will still be successful. With interest rates increasing, alternatives are definitely worth looking at. For example, long- short investing or venture capital whereby the equity markets don't need to spike in order for you to be successful. Although, suitability is a big factor, depending on what extent the investor is willing to pass up the liquidity

Property Consulting

India: Demand to restart 40% discount on property tax for self occupied homes

All political parties have all around voted for a reintroduction for the 40% discount in self occupied homes which was stopped in 2019. It was discontinued to recover this discounted amount owed previously. However, it has been discovered that there is due to be no shift in property tax in the financial year of 2022 to 2023. Therefore the leader of house in PMC said that all parties have supported the reintroduction of this scheme. __________ Do you believe this is fair on investors or tenants ?

Investment

Investment industry: SEC efforts to reform private equity fees

The Security and Exchange Commission last week proposed that private equity fund are recommended to provide data, every 3 months which would be a big shift in disclosure standards and reduce the ability for data sets to be manipulated and represented incorrectly. This shift would bring the private equity to parallel with public markets as the public funds will be used to even the spread of returns when the market is volatile, keeping bond yields low. The inspiration for change follows after a surge in reports over companies overcharging investors and providing inaccurate i

Property Consulting

Trickle down economics disproven? Rise in property millionaires are the evidence.

Currently wages are not rising at the same rate as inflation, with extortionate energy bills and increasing in grocery shop prices - the youth are struggling. However, companies are predicting this could lead to a more than 2.7 per cent pay fall, greater than that of 1991. One in Forty-Two homes are worth £1 million in the U.K. There is great controversy over the idea that a free market with little to no regulation will allow wealth to trickle down to everyone in the economy. The number of people renting will exponentially increase as it did 30 years ago, as for many homes

Investment

Flat fee annuity for RIAs: More Investment opportunities?

The 3 major independent fee based insurance companies ( RetireOne, Dimensional Fund Advisors and Midland National InsuranceCo.) are working together and have added 3 asset allocation models and 38 institutional class mutual funds and ETFs ( Education and Training Funds) to the zero commission abiding deferred annuities. This annuity was named ' Constance' in October 2021, enabling registered investment advisors to wrap client brokerage accounts, individual retirement accounts and Roth IRAs with an annuity. ______Will you be investing?

Investment

Virgin Media O2: £10 bn investment in UK

This crossover of Virgin Media and O2, is one of the biggest UK telecom deal known, it has revealed that the 5G network now covers 2/3 of London. This now classes it as having the largest 5G footprint. The push for investment in improved connectivity is because if  investment in full fibre and mobile connectivity is done, then it could unlock 68,384 jobs in the capital and boost London’s economy by more than £16bn by 2026. The company is currently focussing on denser areas across the UK, e.g London, where people would feel the most benefit. __________ Do you feel the ben

Property Consulting

Michael Gove proposals: Leaseholders will be paying for property fixes!

The new policy introduced by Michael Gove could result in leaseholders being liable to pay upto £15,000, if the building owners cannot afford to pay. This is following the cladding crisis and it suggests that if property developers and manufacturers do not repair this cladding safety issue they could be removed from the housing market. It is a big push from Gove to ensure that those found guilty of misconduct, in terms of property regulations, would also have to contribute financially to the problems they have caused. _____________ Do you believe this Bill will be a succ