Investment

Walmart is not a value investment:

The stock is already above the normal valuations for Walmart, as indicated by the figures and forecasts just prior to the Russian invasion of Ukraine. Last year, the results highlighted a 20.7 price to earnings ratio, however, Walmart has reported growth of under 10 for years. Recent years saw it expand to as high as 27.7-times at December of 2020's peak of $153.70. Buyers back then paid too much. They are still well underwater more than 13-months later, despite the end of fiscal 2022 report. These gains have only reared the stock towards pricey valuations. ______________

Investment

Stock market pull back: Spotlight on Roth conversions

From spiking inflation, ill reasoned governmental spending due to current policies in place for geopolitical unrest. This has led to plummeting equity markets, financial advisers are providing their wisdom of the upside to Roth conversions during a downturned market cycle. The tax bills that come with Roth conversions can sometimes discourage clients, but with the S&P 500 index down more than 10% from the start of the year and the Nasdaq Composite Index down nearly 18%, more advisers are presenting clients with the Roth option. ____________________ Is this a good tim

Property Consulting

Property listing rules: Lawyer involvement encouraged

There has been new legislations enforced on the information that should be included in property listings, this would promote sellers to request lawyer aid earlier in the process. All properties listed, from the end of May, in the first of a 3 stage process will have to include the property's council tax band, council tax rate, the property price and tenure information. In the next two stages the sellers will have to declare restrictive covenants, flood risk and other specific factors which could impact the property due to it's environment. These new data fields will start

Property Consulting

Property market picking up the pace once more!

The demand for properties is picking back up and has been increasing exponentially in February. This meant that in January, half of all properties where sales were agreed were snapped up within three weeks of coming to the market, compared to a third of homes during the same period in 2021. However as the demand is currently greater than supply the house prices have now hiked by by nearly 8% which is a rise on average, of about £80,000. The sheer level of activity in the market in recent years eroded the stock of homes for sale. Rise in new supply indicates green shoots of

Investment

Annuities could qualify as default investment in 401k plans:

A handful of bills are being added to the 2019 Secure Act, to build upon it. Lawmakers are considering a proposal to let 401(k) plans include annuities as a "default" investment option. "People have anxiety about running out of money in retirement, so this would be an option to alleviate that anxiety and give them a stream of income … while still retaining the other portion of their investment savings," said Dan Zielinski, the spokesperson for the Insured Retirement Institute. However, lack of liquidity could be a hindrance. It is still important for savers to invest along

Property Consulting

Property owners earning more from properties than homes:

From the soaring values of properties, due to inflation, a survey conducted suggests property investment is the way to go. The average price of a house in February alone rose by 0.5 percent. That represents an annual rate of growth of 10.8 per cent, the fastest since June 2007.Lack of supply continues to underpin rising house prices, with recent industry surveys showing a dearth of new properties being listed, now a long-term trend. The war in Ukraine was likely to have effects on confidence, trade and global supply chains, and surging oil and gas prices would “add to the

Investment

Investment required: TfL can support many jobs and businesses around the U.K.

Sadiq Khan says an increase in investment in Transport for London is required. It will provide jobs in the manufacturing industry whereby people who possess 'green skills' will help us tackle the two big issues of today : toxic air pollution and the current ongoing climate emergency. The stems from the impact noticed after rolling out the first set of hydrogen powered, zero emission double decker buses in London. This brought 800 jobs from working in the factory to maintenance and drivers. Jobs like these from opportunities like this pose a very real risk to the UK's econo

Property Consulting

Russian Elites losing their properties to the Ukrainian refugees, says Raab

Dominic Raab, the deputy prime minister of England, has suggested that the properties of the Russian Elites could be seized and hand over to Ukrainian refugees. This was following Moscow's invasion of Ukraine. The UK’s strategy appears to be based on trying to cause the whole Russian economy pain, which is why it has focused more on banking, state institutions and companies than individuals so far. The UK government has faced criticism for being too slow in its approach to implementing sanctions against Russian figures and linked assets. ___________________ Do yo

Investment

Investment scams warning issued by FCA

The Financial Conduct Authority has issued a warning to keep a watch for investment scams as the number of inquiries has shot up to over 16,000 which is an increase of 33% for the same period in the year before. Crypto currency asset scams were listed as being the top reported, however there has been some impersonating alerts from FCA . FCA has also said that it is taking immediate action in the consumer investment market and has stopped about 1 in 4 firms from joining it. ____________ How large of a concern to you believe this is?

Property Consulting

Pandemic property boom: House prices up by 20%

In the past years, the pandemic has increased the house prices by nearly £30,000 and on average in the past 2 years by 20%. The inflation rate climbed to 12.6% in February. This has created a fresh affordability crisis in the UK’s property market, driving the cost of a home relative to wages up from already elevated levels to the highs seen just before the financial crisis. An acute shortage of homes being listed for sale is said to be behind the price increases, as this increases competition for those which do become available.  _________________ Do you believe there sh