HMO/Co-living

The rise of sustainable investment:

The increase in hunger for environmental, social and corporate governance (ESG) investing is rapidly generating a surge in new products and services. The growth of sustainable investment in  financial markets accounts for approximately 40% of all professionally managed assets across the big HICs. Arguably, the reason for this is the policy agenda whereby there has been increasing numbers of regulation put in place surrounding sustainable finance. At the start of COVID-19, it was noticed that there was a debate whether ESG investing would ‘outperform’ other investment funds

Property Consulting

Relying solely on property wealth to fund retirement can be a risky business:

In 2021 the average property increased by approximately 10%, thus there is large concern brought about by 20% of homeowners in the UK. Many are considering using capital reserves to fund their retirement plans. It has been discovered that 70% of people over 65 are financially dependent on their pension as the main source of income but are also homeowners.The main message that is being communicated is to avoid depending on one property and state pension to fund later life as prices are increasingly fluctuating and major inflation is imminent,   __ Invest wisely, plan ahea

Property Consulting

Commercial Property market high:

The commercial property market in Northern Ireland has hit the record of the strongest year since 2017 aligning with investment volumes. Approximately, £10 million was invested per transaction in 2021, over 30 transactions were done. According to the survey conducted by CBRE just under 50% of overall investment was within Offices and Retail. Largest investors were institutional - this shows the turn towards a higher standard of living and provides an attractive element for international companies and thus further improved returns in 2022.  __ Will you be investing comme

Investment

Northern Ireland, ‘ Responsible’ an e-commerce firm raises £5 million investment:

  Responsible is a brand with the technology which suggests the residual value of an item to buyers. These are clothing items where one may wear the garment and return the product at any point in the future in exchange for the value of the product at the buy back price The speciality of this brand is that it operates under ‘re-commerce’ which is a new term for second hand.  The firm will use the generated money to grow the business in Europe and extend the network of other partnerships with brands.  ___ Would you invest in this business? Northern Ireland e-commerce fir

Investment

Investment opportunities for 2022:

Post COVID world seems like a pool full of new areas of discovery and opportunities. It is expected that during the first 6 months we will see steep growth simultaneous to inflation which will create big possibilities for those living in the Western world. The latter 6 months of 2022 is promising lower inflation although that may come with lower growth. However, there will be large scope to invest in the health sector and technology development. There may be potential to enforce Greentech, increased use of artificial intelligence, renewable energy and as a plant offer more

Property Consulting

Gove is pushing property firms to make buildings ‘safe’ prior to selling:

Many buildings are put at risk by cladding or facing legal action due to safety problems caused by cladding as observed by the Grenfell Tower incident. Gove has imposed a deadline for Easter to make sure this material is removed from all lowrise blocks otherwise these firms will be exposed and “pursued.”  This is due to the protest which is based upon the idea that those who have profited and continue to profit from the sale of these unsafe buildings must take responsibility. Loans for these buildings will be replaced by a limited grant scheme in order to support those wh

Investment

Acorns finalises plans to offer individual stock trades:

Although, investing in individual stocks can increase the levels of uncertainty , it also lets them have various stocks to invest in and maintain their diversity. This online investing application helps retail investors organise and prepare for their long term retirement goals. The CEO believes by selling single equities and building customised portfolios, and not charging commission the application may evolve into a virtual financial consultancy. The company plans to recommend individuals invest 10% of their money in stocks and 90% in Acorns offerings.  — Will you be

Property Consulting

New law: Property requires notification to identify whether it is in the 100 year floodplain [U.S.A]

A new law routing from HB 531, was put in place from the new year. This notice means that sellers must indicate, by using the Federal Emergency Management flood map, whether the unit that is being sold is located within a 100 year floodplain. This is so renters and buyers can purchase flood insurance , this is necessary as renters insurance or home insurance does not cover this. The director of marketing communications for the ITEX group  said : “ ..transformational experiences for our tenants, starting with transparency and preparedness.” —-- Do you think it should b

Property Consulting

Predictions for the property market 2022:

After the uproar over the Omicron variant there has been a big discussion upon predictions for the property market this year. Many experts are speculating various factors and potential difficulties facing the property sector. Post lockdown in 2020, the demand in the UK for property rapidly increased, particularly those with access to outside areas. The demand has remained the same ever since. Although the demand for properties remains high, the new build sector is struggling due to supply shortages of materials and staff due to illnesses and time being spent in quarantin

Investment

Fidelity : 60% closet tracker threshold ‘ too stringent’

Based upon a recent research paper conducted by Fidelity International, show that funds labelled as closet trackers due to their low numbers of active shares means that index concentration can distort the results. Any fund or managerial account not presenting a 60 percent level of activeness has been labelled a ‘closet tracker’.  It is suggested that below this it may become more difficult to outperform the benchmark of net charges. To test whether this theory is valid analysts created similar portfolios to see whether this figure was sensible in all circumstances. The