Investment

Investment in renewable energy can deliver more jobs than fossil fuels:

Investment in renewable energy can create three times as many jobs as investing in fossil fuels, per million pounds invested. Although investment in energy efficiency can bring 5 times as many jobs. Post the wakening of the Ukraine vs. Russia war, energy prices have risen exponentially- causing the UK to increase and invest in their energy security. As a result in the coming days the government is expected to announce an energy security strategy. Additionally, this report signals the government to subsidise a nationwide programme in the skills and creating a supply chain.

Property Consulting

Cabinet to discuss easing in property brokerage bill:

This week, the cabinet is to discuss revisions to land rights and property brokerage laws with Democratic Progressive party to attach an exclusionary clause to a proposed ban on the transfer of presale housing contracts. It aims to curb short term property speculation, specifically about the transfer of presale housing contracts, which require small amounts of money and are often blamed for pushing up housing prices. The bill would then be forwarded to the legislature for review before taking effect. _____________________________________ What do you think will be the imp

Property Consulting

Evergrande has suspended trading, again:

China's property giant has suspended trading in Hong Kong again, this is according to a notice from the stock exchange. China's property firms have struggled in the wake of Beijing's drive to curb excessive debt in the real estate sector. The suspension -- the second this year -- comes ahead of an expected $2 billion repayment obligation on Wednesday, and another next month of $1.4 billion. Earlier struggles to pay suppliers and contractors due to the debt crisis led to sustained protests from homebuyers and investors at the group's Shenzhen headquarters in September. The

Investment

Stock market pull back: Spotlight on Roth conversions

From spiking inflation, ill reasoned governmental spending due to current policies in place for geopolitical unrest. This has led to plummeting equity markets, financial advisers are providing their wisdom of the upside to Roth conversions during a downturned market cycle. The tax bills that come with Roth conversions can sometimes discourage clients, but with the S&P 500 index down more than 10% from the start of the year and the Nasdaq Composite Index down nearly 18%, more advisers are presenting clients with the Roth option. ____________________ Is this a good tim

Property Consulting

Pandemic property boom: House prices up by 20%

In the past years, the pandemic has increased the house prices by nearly £30,000 and on average in the past 2 years by 20%. The inflation rate climbed to 12.6% in February. This has created a fresh affordability crisis in the UK’s property market, driving the cost of a home relative to wages up from already elevated levels to the highs seen just before the financial crisis. An acute shortage of homes being listed for sale is said to be behind the price increases, as this increases competition for those which do become available.  _________________ Do you believe there sh

Investment

Inflation: Gender Investment Gap

With inclining inflation rates, the cost of living is becoming higher and affordability lower. Prices in the U.K rising by over 5.5% yearly, is a bad weightage with the maximum rate on saving accounts being under 1 %. A study shows however, that the average stocks and shares ISA fund returned nearly 7% between 2021 and 2022. This is impacting women heavily as the decrease in value of cash which is what women prefer over investments which men are very proactive with is becoming difficult and increasing the gender investment gap. Men invest double than women, and with there

Property Consulting

Rising interest rates and house prices are leading to downward spiral of property sales:

As there has been a hike up in interest rates, cost of living and house prices, new home buyers and and the younger generation will find moving onto the property ladder extremely difficult. This is because affordability is rapidly decreasing and even one in five current homeowners saying that their mortgages will soon become unaffordable. A key is the Bank of England increasing the base rate from 0.1 per cent to 0.25 per cent at the close of 2021, it is predicted to be 1 percent by the middle of March 2022. The house prices as calculated in January 2022, have increased by

Property Consulting

U.K property market taking a hit as house sales fall:

The house sales in January 2022 have fallen by 10% compared to January 2021. Although, the number of transactions are 5.1% higher than that of December 2021. This is due to a temporary stamp duty holiday being put in place last year ending at the start of October 2021. This meant more transactions took place last year and those which possibly would have been in 2022 occurred, in order to make the most out of their tax savings. Furthermore, large property companies have reported that house asking prices have inclined by the biggest amount in 20 years. __________________ D

Property Consulting

India: Demand to restart 40% discount on property tax for self occupied homes

All political parties have all around voted for a reintroduction for the 40% discount in self occupied homes which was stopped in 2019. It was discontinued to recover this discounted amount owed previously. However, it has been discovered that there is due to be no shift in property tax in the financial year of 2022 to 2023. Therefore the leader of house in PMC said that all parties have supported the reintroduction of this scheme. __________ Do you believe this is fair on investors or tenants ?

Investment

Flat fee annuity for RIAs: More Investment opportunities?

The 3 major independent fee based insurance companies ( RetireOne, Dimensional Fund Advisors and Midland National InsuranceCo.) are working together and have added 3 asset allocation models and 38 institutional class mutual funds and ETFs ( Education and Training Funds) to the zero commission abiding deferred annuities. This annuity was named ' Constance' in October 2021, enabling registered investment advisors to wrap client brokerage accounts, individual retirement accounts and Roth IRAs with an annuity. ______Will you be investing?