Investment

Here’s where Gen Z are building their wealth.

The Royal Mint released a report whereby it was discovered that 80% of those in Gen Z are investing, approximately £200 a month. It is said that 16 - 25 year olds are choosing to invest in their futures and that by the next financial year the investments made by this generation will amount to £9.4 billion. These young people are typically those following financial influencers or FinFluencers, however, these tips often come without disclaimer and can sometimes falsely promote investments. Investing has also had an affect on lifestyle, in order to support their finances :  8

Investment

Walmart is not a value investment:

The stock is already above the normal valuations for Walmart, as indicated by the figures and forecasts just prior to the Russian invasion of Ukraine. Last year, the results highlighted a 20.7 price to earnings ratio, however, Walmart has reported growth of under 10 for years. Recent years saw it expand to as high as 27.7-times at December of 2020's peak of $153.70. Buyers back then paid too much. They are still well underwater more than 13-months later, despite the end of fiscal 2022 report. These gains have only reared the stock towards pricey valuations. ______________

Investment

Stock market pull back: Spotlight on Roth conversions

From spiking inflation, ill reasoned governmental spending due to current policies in place for geopolitical unrest. This has led to plummeting equity markets, financial advisers are providing their wisdom of the upside to Roth conversions during a downturned market cycle. The tax bills that come with Roth conversions can sometimes discourage clients, but with the S&P 500 index down more than 10% from the start of the year and the Nasdaq Composite Index down nearly 18%, more advisers are presenting clients with the Roth option. ____________________ Is this a good tim

Investment

Annuities could qualify as default investment in 401k plans:

A handful of bills are being added to the 2019 Secure Act, to build upon it. Lawmakers are considering a proposal to let 401(k) plans include annuities as a "default" investment option. "People have anxiety about running out of money in retirement, so this would be an option to alleviate that anxiety and give them a stream of income … while still retaining the other portion of their investment savings," said Dan Zielinski, the spokesperson for the Insured Retirement Institute. However, lack of liquidity could be a hindrance. It is still important for savers to invest along

Investment

Investment required: TfL can support many jobs and businesses around the U.K.

Sadiq Khan says an increase in investment in Transport for London is required. It will provide jobs in the manufacturing industry whereby people who possess 'green skills' will help us tackle the two big issues of today : toxic air pollution and the current ongoing climate emergency. The stems from the impact noticed after rolling out the first set of hydrogen powered, zero emission double decker buses in London. This brought 800 jobs from working in the factory to maintenance and drivers. Jobs like these from opportunities like this pose a very real risk to the UK's econo

Investment

Investment scams warning issued by FCA

The Financial Conduct Authority has issued a warning to keep a watch for investment scams as the number of inquiries has shot up to over 16,000 which is an increase of 33% for the same period in the year before. Crypto currency asset scams were listed as being the top reported, however there has been some impersonating alerts from FCA . FCA has also said that it is taking immediate action in the consumer investment market and has stopped about 1 in 4 firms from joining it. ____________ How large of a concern to you believe this is?

Investment

Inflation: Gender Investment Gap

With inclining inflation rates, the cost of living is becoming higher and affordability lower. Prices in the U.K rising by over 5.5% yearly, is a bad weightage with the maximum rate on saving accounts being under 1 %. A study shows however, that the average stocks and shares ISA fund returned nearly 7% between 2021 and 2022. This is impacting women heavily as the decrease in value of cash which is what women prefer over investments which men are very proactive with is becoming difficult and increasing the gender investment gap. Men invest double than women, and with there

Investment

What is REIT? Is it a good investment?

REIT has been around since the 1960s, currently over 40 countries have taken up this model. REITs stands for Real Estate Investment Trusts is a privilege which has been extended to all investors around the world who may want to invest in local or international REITs. The most popular examples are FTSE EPRA and Nareit Global Estate Index Series. The index holds REITs and non-REIT listed property companies and includes the Developed Markets and Emerging Markets indices. REITs may generate a steady income, however, there is little in the way of capital appreciation. ________

Investment

Climate investment is sky rocketing!

In 2021 alone, $40 billion was invested across just 600 deals operating in climate change. Approximately 1400 investors, across the world are now focussing on the companies which are tackling this issue. These figures are should a double in capital made than the year before. The reason for this spike is that those who invest in venture capital funds are discovering the impacts of Environmental, Social and Governance (ESG) which will also aid the plant in the short and long term. It is predicted that due to vast activity in this sector, investment in fusion energy technolog

Investment

Barclays full year net profit increases in four fold:

Barclays, the corporate and investment bank has quadrupled the full net year profit. The figures are a significant improvement of 2020 and the fourth quarter of that year as U.K was trying to pass through the lockdown stages. The full year profit was £8.4 billion which is up form £3.1 billion in 2020. The original forecast of the fourth quarter net income, attributable to shareholders was £756.5 million whereas it came out to be £1.12 billion. __________________ Do you believe the other banks are lacking behind, if not, why not?